Warm Homes Plan Explained

Loans for Renewable Tech and Free Home Insulation Upgrades

Government funding, grants, and help for landlords & low-income households

The UK Government recently launched the Warm Homes Plan (January 2026), a £15 billion national programme designed to upgrade 5 million homes by 2030. It's being described as the largest public investment in home upgrades in British history.

The government has announced plans to make green technology and energy upgrades more affordable for homeowners, and to cut energy bills for millions of families.

What will the Warm Homes Plan cover?

The aim of the Warm Homes Plan is to cut household energy bills long-term by making it more affordable to benefit from solar panels, batteries, heat pumps and retrofit insulation.

Home upgrades available under government schemes will include solar panels (photovoltaic and thermal), heat pumps (ground source and air source, including air-to-air), home and heat batteries, smart controls, insulation (wall, floor, and roof) and draught proofing.

The plan has three key pillars:

Direct support for low-income families
Government-backed, zero and low-interest loans for green tech
New protections for renters

Funding for low-income homes

Low-income households and those in fuel poverty will be able to apply for support to cover the full cost of installing packages of energy upgrades. The upgrades you receive will depend on what's most suitable for your home, but may include solar panels and a storage battery, for example.
Some social housing will also be fitted with renewable technologies.
Help for landlords, where a tenant is receiving certain benefits.

How Retrofit Projects can help homeowners and Landlords

Independent and impartial advice on the suitability of your home for certain improvements.

The UK Warm Homes Plan: What it means for you

The Government’s new Warm Homes Plan is a major national initiative designed to lower energy bills, reduce carbon emissions, and make British homes more comfortable. With £15 billion in funding, the goal is to upgrade 5 million homes by 2030.

Whether you own your home, rent from a private landlord, or live in social housing, there is likely a part of this plan that applies to you.

How Retrofit Projects and the home Improvement advisory service can help

Connecting homeowners with reputable contractors, we can arrange for qualified assessments, which are required by your local council and funding providers.
Help for Landlords to bring their properties up to a C EPC rating.